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5 Things to Consider Before Building a House
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If you're reading this article, it means that you've been thinking about building your home from the ground up, but you'd like to know what you're getting yourself into. It's definitely a unique and thrilling experience. 

The majority of would-be owners choose the path of least resistance and buy an existing home. It's more convenient, there are lots of options to choose from, and it also tends to be cheaper. It's a good, safe option. If there's something they don't like about the house, they can do some remodelling later. Plus, most houses on the market are built to last for decades and will increase in value. 

But building a new house from scratch also comes with some significant advantages. It will be designed according to your requirements, and you don't have to worry about hidden issues like you do when you buy an existing house. 

Another benefit is that you know what materials are used during construction, so you don't have to worry about health problems related to asbestos or lead-based paint. If they enough time and money, most people would choose this option. 

The first step toward creating a home you'll enjoy living in is determining what you want from it. What are the most important things to you and your family? Once you've answered this question, the design will fall into place on its own.

This will be a demanding project. There's no denying that. But as long as you have a well-thought-out plan, you'll reach the finish line without getting overwhelmed. 

"What Am I Getting Myself Into?"

We're not trying to scare you away, but there are some things you need to think about before you start building. 

First of all, as we've mentioned before, and as you probably imagine, building a house from the ground up will take a lot of your time, even if you're not the one doing the construction work. You're still going to have to work with your contractors to make decisions, and you'll actually want to be there to make sure everything is ok. It will be like having a part-time job which becomes full-time on some weeks. 

Luckily, an average size home should take less than a year, so if you're currently overloaded with other responsibilities, it might be better to wait. 

You should also know that it may take its toll on your relationship with your partner because of the time and financial strain. Money is a common source for conflicts in relationships and building a house from scratch often goes over the initial budget. If you've both been saving for the past 10-15 years to make the dream of owning a home together a reality, going over budget can be very frustrating, leading to worries and stress. 

Sometimes you'll disagree on major design decisions, but most often, you'll get overwhelmed by how much you have to do and how tired you are, and you'll take it out on each other. 

Hiring the Right People 

This is critical. You'll have to work closely with the people you hire throughout a stressful process in which you invested a considerable amount of money. You want to be able to trust them and get along with them. Your entire experience of making a dream come true will be shaped by this one decision. 

This means that you'll want to be thorough with your research. Ask family, friends and co-workers for referrals. Look online for reviews. You'll also need to interview several architects or builders before deciding who you want to work with. They'll be the ones who order the materials, bring in their team, rent the necessary equipment, and help you develop a design that reflects your vision. You could also try to find other people that have worked with them to ask for their feedback. 

Pay attention to subtle hints as well. Things that might seem insignificant can cause problems later on. For example, you may have been discussing your project with a builder who always takes a long time to reply to your emails. This could be a sign that you'll have the same problem once you start working with them. The breakdown in communication will make the process of building a house more stressful than it has to be. 

Even if everything looks good on paper, if you don't feel like you can communicate with them easily, it's better to hire someone else. It's bad enough that you'll have occasional arguments with your partner. You don't want to start bickering with your contractors as well. 

Furniture Placement

You may not consider this initially, but it is preferable to decide where you will place the furniture early on. Making significant alterations, such as having to move a wall because you realized too late that the kitchen you originally planned is too small, will delay your project and push you over your budget. 

Try to imagine how you want to live in your new home. You can start with the things you like and don't like about your current home. There are a lot of software programs that allows you to input measurements and design virtual rooms. Your architect or builder probably uses professional versions of such tools so you can discuss your ideas with them. 

Legalities

Before you begin construction, you have to make sure you comply with the legal requirements. This means getting the necessary permits and insurance, so you're covered in the event that things don't go according to plan. 

You'll also want to check that the contractor you work with has the required insurance and everyone working on your future home is licensed. 

Financing

Since the likelihood of going over budget is quite high, it's best to arrange for financing early on. Otherwise, you risk running out of money mid-project. It's generally recommended that you get at least 20-30% more than your estimated budget to cover unforeseen expenses.  

If your savings are below this amount, you should look for a loan. Doing this before you begin construction will give you more time to look at offers from different banks, compare them and choose the most advantageous one. 

 

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